Fialda là Kênh thông tin chuyên sâu về các lĩnh vực kinh tế, tài chính & chứng khoán được cập nhật liên tục, chính xác và đầy đủ nhất Việt Nam áp dụng công nghệ 4.0 AI & Big Data. Tin tức và sự kiện doanh nghiệp được cập nhật liên tục. Thông tin về các giao diện cổ đông nội bộ, nhận định thị trường, phân tích chứng khoán qua lăng kính kỹ thuật, thông tin nhịp đập thị trường được cập nhật đầy đủ, liên tục và chính xác.
Bộ Tài chính vừa làm rõ việc doanh nghiệp xây dựng có thể dùng bảo hiểm tai nạn con người 24/24h thay cho bảo hiểm bắt buộc đối với công nhân trên công trường hay không.
Các ý chính:
- Cục Quản lý, giám sát bảo hiểm xác định bảo hiểm cho người lao động thi công trên công trường là loại bảo hiểm bắt buộc theo Luật Xây dựng.
- Doanh nghiệp thuộc đối tượng bảo hiểm bắt buộc có nghĩa vụ mua loại bảo hiểm này theo Nghị định số 67/2023/NĐ-CP, không thể thay bằng sản phẩm khác.
- Theo Nghị định, các bên có thể thỏa thuận mở rộng điều kiện, tăng số tiền bảo hiểm và phí bổ sung, nhưng doanh nghiệp bảo hiểm phải tách riêng phần bảo hiểm bắt buộc trong hợp đồng.
- Doanh nghiệp bảo hiểm cũng phải hạch toán tách biệt doanh thu phí, hoa hồng, bồi thường và chi phí liên quan đến bảo hiểm bắt buộc.
- Luật Xây dựng khuyến khích chủ đầu tư và nhà thầu mua thêm các loại bảo hiểm ngoài danh mục bắt buộc để tăng mức bảo vệ cho người lao động.
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