Fialda là Kênh thông tin chuyên sâu về các lĩnh vực kinh tế, tài chính & chứng khoán được cập nhật liên tục, chính xác và đầy đủ nhất Việt Nam áp dụng công nghệ 4.0 AI & Big Data. Tin tức và sự kiện doanh nghiệp được cập nhật liên tục. Thông tin về các giao diện cổ đông nội bộ, nhận định thị trường, phân tích chứng khoán qua lăng kính kỹ thuật, thông tin nhịp đập thị trường được cập nhật đầy đủ, liên tục và chính xác.
Lãi suất tiền gửi tại quầy của bốn ngân hàng quốc doanh lớn nhất hiện đạt mức cao nhất 5,5%/năm, mức này được niêm yết ở các kỳ hạn dài.
Các ý chính:
- Agribank, Vietcombank, BIDV và VietinBank đều niêm yết lãi suất 5,5%/năm cho kỳ hạn 24 tháng, theo biểu công bố ngày 11.11.2026.
- Ở kỳ hạn 12 tháng, cả bốn ngân hàng cùng áp dụng mức 5,4%/năm, nên khoản 750 triệu đồng sinh ra khoảng 40,5 triệu đồng tiền lãi.
- BIDV và VietinBank cùng đạt 5,5%/năm ở kỳ hạn 36 tháng, giúp khoản gửi 750 triệu đồng nhận 123,75 triệu đồng tiền lãi.
- Vietcombank chỉ áp dụng 4,8%/năm cho kỳ hạn 36 tháng, nên mức lãi thấp hơn BIDV và VietinBank khoảng 15,75 triệu đồng.
- Các phép tính áp dụng lãi đơn, nhận lãi cuối kỳ và giả định lãi suất không đổi; lãi suất thực tế có thể thay đổi theo thời điểm và chính sách từng ngân hàng.
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