Fialda là Kênh thông tin chuyên sâu về các lĩnh vực kinh tế, tài chính & chứng khoán được cập nhật liên tục, chính xác và đầy đủ nhất Việt Nam áp dụng công nghệ 4.0 AI & Big Data. Tin tức và sự kiện doanh nghiệp được cập nhật liên tục. Thông tin về các giao diện cổ đông nội bộ, nhận định thị trường, phân tích chứng khoán qua lăng kính kỹ thuật, thông tin nhịp đập thị trường được cập nhật đầy đủ, liên tục và chính xác.
Lãi suất thế chấp tại Mỹ tiếp tục leo lên đỉnh mới trong năm nay, phản ánh áp lực lạm phát và tâm lý thận trọng trên thị trường bất động sản.
Các ý chính:
- Theo Freddie Mac, lãi suất trung bình cho khoản vay cố định 30 năm đạt 6,69% trong tuần công bố ngày 6/8, tăng so với 6,66% một tuần trước đó.
- Đây là tuần tăng thứ năm liên tiếp và là mức cao nhất kể từ cuối tháng 7/2025, làm suy giảm hy vọng mua nhà của nhiều người.
- Lãi suất trái phiếu kho bạc 10 năm đã chạm mức cao nhất trong hơn 18 tháng, sau những tín hiệu chưa thống nhất của Chủ tịch Fed Kevin Warsh về việc kiểm soát lạm phát.
- Với khoản vay 500.000 USD, người mua phải trả thêm hơn 200 USD mỗi tháng so với hồi cuối tháng 2, khi lãi suất từng xuống dưới 6%.
- Thị trường phân hóa rõ: doanh số nhà giá rẻ giảm 5,4% còn nhà cao cấp tăng 6,2% trong tháng 5 so với cùng kỳ, theo Zillow.
- Dù vậy, người mua có lợi thế thương lượng hơn khi nguồn cung nhà rao bán vượt số người mua gần 500.000 căn, theo Redfin và NAR.
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