Fialda là Kênh thông tin chuyên sâu về các lĩnh vực kinh tế, tài chính & chứng khoán được cập nhật liên tục, chính xác và đầy đủ nhất Việt Nam áp dụng công nghệ 4.0 AI & Big Data. Tin tức và sự kiện doanh nghiệp được cập nhật liên tục. Thông tin về các giao diện cổ đông nội bộ, nhận định thị trường, phân tích chứng khoán qua lăng kính kỹ thuật, thông tin nhịp đập thị trường được cập nhật đầy đủ, liên tục và chính xác.
Theo biểu lãi suất tổng hợp ngày 13/11, mức lãi suất kỳ hạn 6 tháng giữa 7 ngân hàng được so sánh có sự chênh lệch đáng kể, và kênh gửi online thường mang lại lợi suất cao hơn tại quầy.
Các ý chính:
- VPBank niêm yết lãi suất tại quầy 6,3%/năm cho khoản tiền dưới 1 tỷ đồng, nên khoản gửi 100 triệu đồng dự kiến thu về khoảng 3,15 triệu đồng tiền lãi sau 6 tháng nếu lĩnh lãi cuối kỳ.
- Sacombank áp dụng lãi suất tại quầy 5,8%/năm cho khoản từ 500 triệu đến dưới 2 tỷ đồng, còn Techcombank là 5,55%/năm, với khoản 100 triệu đồng của khách này tương ứng khoảng 2,775 triệu đồng.
- Ở nhóm ngân hàng còn lại, SHB đạt 5,3%/năm, HDBank 4,9%/năm, MB 4,1%/năm và ACB thấp nhất ở mức 4,0%/năm tại quầy.
- Trên kênh online, Sacombank niêm yết mức cao nhất 6,7%/năm cho khoản từ 500 triệu đồng trở lên, trong khi VPBank đạt 6,6%/năm cho khoản dưới 1 tỷ đồng.
- Chênh lệch lãi suất giữa online và tại quầy rõ rệt nhất ở MB với 1,1 điểm phần trăm, tiếp đến là Sacombank 0,9 điểm và Techcombank 0,5 điểm.
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