Fialda là Kênh thông tin chuyên sâu về các lĩnh vực kinh tế, tài chính & chứng khoán được cập nhật liên tục, chính xác và đầy đủ nhất Việt Nam áp dụng công nghệ 4.0 AI & Big Data. Tin tức và sự kiện doanh nghiệp được cập nhật liên tục. Thông tin về các giao diện cổ đông nội bộ, nhận định thị trường, phân tích chứng khoán qua lăng kính kỹ thuật, thông tin nhịp đập thị trường được cập nhật đầy đủ, liên tục và chính xác.
Sổ tiết kiệm bị hư hỏng hay thiếu thông tin chưa khiến người gửi mất quyền sở hữu số tiền đã gửi, nhưng việc rút tiền cần qua bước kiểm tra xác minh.
Các ý chính:
- Theo Thông tư 48/2018/TT-NHNN, ngân hàng phải hướng dẫn cách xử lý khi thẻ tiết kiệm nhàu nát, rách hoặc bị mất.
- Trước khi chi trả, ngân hàng đối chiếu thông tin người gửi, nội dung trên sổ và chữ ký trên giấy rút tiền với dữ liệu đang lưu.
- Khách hàng nên đến đúng ngân hàng nơi gửi, mang theo sổ hỏng và giấy tờ tùy thân để được kiểm tra và hướng dẫn phương án phù hợp.
- Tùy mức độ hư hỏng, ngân hàng có thể yêu cầu cấp lại sổ hoặc bổ sung hồ sơ, và việc xác minh có thể mất thêm thời gian nếu thông tin không còn đầy đủ.
- Không nên tự sửa, tẩy xóa hay dán ghép sổ; nếu sổ bị mất hoàn toàn cần báo ngay cho ngân hàng.
- Theo Điều 21 của cùng thông tư, ngân hàng phải niêm yết công khai quy trình xử lý để khách hàng tham khảo trước khi giao dịch.
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